Rethinking your mortgage plans: The new way

Whether you’ve been paying off a mortgage for some time, or a mortgage is something you are looking to undertake soon, MacFarlaine and Brooks is right with you.

We look at mortgages in a different way to some of the big banks, who often find themselves more concerned with hitting sales targets than providing great, suitable and bespoke advice for their clients.

Instead we get to know you before we suggest mortgage options, taking into account your income, plans for the future, attitude to risk and much, much more to ensure the advice you receive from MacFarlaine and Brooks is in your best interest as an individual or as a family unit.

NOTE: As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

MORTGAGE SUITABILITY

The best mortgage advice is done on an individual basis.

Centered around you, MacFarlaine and Brooks’ mortgage advice looks at what you can afford, what interest rates you can command, the longevity of your mortgage contract as well as your plans for the future.

We like to plan for the unexpected too – our clients tend to get the best mortgage advice when they allow us to take into account their other assets such as their pension, allowing us to create a bespoke and holistic approach to their finances, treating them as a whole so they work in harmony toward your life-goals.

RE-MORTGAGING

As your mortgage is likely to be your biggest (and potentially most important) expense in life, it makes getting the right advice at the right time can be incredibly beneficial, ensuring your mortgage is affordable, achievable, at the best rates, safe and suitable for your current future positions.

Not only do our advisers have a thorough understanding of these principles, but they have access to the vast majority of mortgage providers on the market too, giving you a fantastic range of options to help make the most of your mortgage or remortgage decision.

As your mortgage is likely to be your biggest (and potentially most important) expense in life, it makes getting the right advice at the right time can be incredibly beneficial, ensuring your mortgage is affordable, achievable, at the best rates, safe and suitable for your current future positions.

Not only do our advisers have a thorough understanding of these principles, but they have access to the vast majority of mortgage providers on the market too, giving you a fantastic range of options to help make the most of your mortgage or remortgage decision.

Want to talk mortgages?

Our advisers look forward to speaking with you!

By submitting your data you agree to the website's Terms of Use

print