A recent survey of over 50,000 over 50’s in the UK and conducted by SunLife (24/05/2017) has revealed that 35 per cent of people believe their cash reserves will “dry up” before they die, with 28 per cent revealing that they have concerns about...Read more
Why stashing a little savings can help your mental health Newsflash: we like spending money. Of course we do! We’ve all heard of so called “retail therapy” and the release of endorphins (happy hormones) a good spending binge can bring you...Read more
For one thing, you’re better thinking of your ‘Frozen Pension’ as a Preserved Pension Getting a grip of frozen pensions can make a huge difference to your retirement, but that term, ‘Frozen Pension’, gets knocked around quite a bit, but actually...Read more
Talking about the inevitable doesn’t have to be grim… While a good independent financial adviser may be able to help you do a lot of things, like avoid having to pay certain taxes, or dodge a risky investment, no IFA can help you dodge the...Read more
Cash can often be safer, but can a stocks and shares ISA help your savings reach their potential? First thing’s first, we need to be clear on something – stocks and shares are often riskier than cash ISAs, and the amount of risk won’t be for...Read more
Will people under 30 have to wait until 70 to retire? 2 separate reports due to inform government policy have suggested that people under 30 may have to wait until 70 before drawing their state pension, and those currently under 45 may have to...Read more
The Citizen’s Advice organisation has released study data that may suggest younger people may need to strive towards getting a grip of their finances much sooner than they think, as insecurities hit the under 25s the most. While many people enjoy...Read more
Left your old work pensions behind? Discover how to find lost pensions so you can get them working for you again!
If you’ve paid into an old occupational pension, but left it there when you moved jobs, you may still be able to recover your pension and take control of it. The latest figures from the Office for National Statistics tells us that 11.8 Million of...Read more
Want a healthy pension of £20K+ before you retire? What you do now with an IFA could make all the difference
An early start with bespoke pension advice could mean everything for your retirement Pensions are a funny old thing. We occasionally think about them, we open them, we sometimes pay into them and by and large, we never really feel like we own...Read more
Could leaving your savings in cash have held you back? According to an investigation performed by financial services giants Royal London, savers who put their money into Cash ISAs over the last 10 years may have missed out on around £100bn worth...Read more
“Financial Advice isn’t just for the super-rich” – How everyday people may be missing out on the knowledge that could help them reach their goals
If you ever hear somebody say they need to call their financial adviser, you might be tempted to think that they also have their own lawyer, perhaps an “au pair” for the kids, or even a cleaner for 5 days a week. But the truth is, they might be...Read more
April 2017 and your ISA Tax-FREE Allowance: how an adviser could help you make the most of your allowance, this year and next!
Great news for those that use their ISAs (Individual Savings Accounts) to their full use; in 2017/18, your tax-free allowance is going up, from £15,240 up to £20,000!* But let’s not get ahead of ourselves – there’s still time to make the most of...Read more